In today’s time, people are becoming aware of the importance of health insurance. It is required in an emergency condition for ease of treatment.
But when it comes to dental treatment, most patients ask, “Will this be covered in my insurance plan?” and this is a valid question, as the normal root canal costs about ₹3000 to ₹15000, depending on the city and complexity of the case. This is basic treatment; implants and surgery cost 3 times more than this.
so patient, feel like—
- “This can wait."
- “It is too expensive.”
- “I will do this later.”
It’s not that patients don’t care. But they can’t afford it.
If dental insurance becomes part of the policy, there is a higher chance of improvement in the maintenance of good oral health.
There are various plans available that cover dental treatment and emergency dental conditions.
What insurance plan covers:
- Preventive care includes dental check-ups, professional cleaning (scaling), dental X-rays, and fluoride treatments.
- Basic restorative care— Fillings for dental caries, simple extractions, root canal
- Major procedures, such as crowns, bridges, and dentures
- Accident-related dental treatment
What insurance plans don’t cover:
- Cosmetic dentistry
- Orthodontic treatment
- Pre-existing dental conditions
- Waiting periods and sub-limits
Because in dentistry, many problems become expensive, not because treatment is impossible —
But because treatment is delayed.
Do you think dental insurance should become a more important part of healthcare planning in India?
MBH/PS